1. What does hail damage look like?
Shortly after a hailstorm, hail-damaged shingles should show exposed asphalt substrate, where the asphalt granules have worn off. The substrate be fresh-looking and will not yet have been weathered by sun exposure.
If the same area is examined much later, the exposed shingle areas of granule loss may have weathered or even cracked, and this distinction (hail vs. wear) will be more difficult to distinguish. Accelerated granule loss will significantly reduce the life of the shingle.
2. Whose opinion on roof wear should I trust?
While many roof inspectors and home inspectors are expected to be unbiased, neutral professionals, we cannot assume that this is always the case. The homeowner should consider possible sources of conflicting interests on the part of the person performing the inspection.
- Insurance adjustors may be understandably motivated to focus on shingle wear, rather than storm damage. If the insurance company inspector can give specifics of what he saw on the roof and what those clues mean, that opinion should be taken seriously.
- Experienced roofing contractors who conclude that the roof does not need immediate replacement but who have seen many roofs in a given geographic area in many conditions, who give specific details of what they saw and what those clues mean, and who conclude that the damage is due to hail (or another cause), have offered an opinion that should be taken seriously.
3. After I file a claim, who does what, and what do I need to do?
You don’t need to do anything. Our experienced roof estimator will meet your insurance adjustor at the property and review the claim together. We will work directly with the insurance company throughout the entire process, making your hail claim a hassle-free experience. You can sit back, while we do all the work.
Call All in One Contractors today at:
…to discuss your claim and schedule your free roof inspection.
All In One Contractors
Centennial, CO 80111
Fax: (303) 663-5616
Our Local Weather